Editable accounting templates built for small business owners, bookkeepers and independent consultants — ledgers, balance sheets, cash flow trackers, expense logs and tax preparation worksheets. Every template opens straight into Excel, Word or Google Sheets, with formulas already set up, so you can start entering figures instead of building a spreadsheet from scratch.
Most accounting templates online are built for accountants, not for the person actually running a small business. Ours are built the other way round: a general ledger you can hand to a bookkeeper without explaining it first, a balance sheet that balances on its own once you enter the figures, and an expense tracker that sorts itself into categories your accountant will recognise at tax time.
Every accounting and finance template in this category is delivered as an editable Excel or Google Sheets file with formulas already built in — no macros to enable, no formatting to fix. If you'd rather work in Word, several of the worksheets are also available as fillable Word documents.
New to bookkeeping? Start with the General Ledger Template and Monthly Expense Tracker — together they cover the two records most Zambian small businesses are asked for by SARS-equivalent tax authorities and lenders. If you're preparing for tax season, the Small Business Tax Worksheet is built around the current filing year.